1. Save up before you spend your money on that new XBox 360…don’t put it on a credit card.
2. Join a credit union or find a bank that offers free student checking accounts
3. Prepare your FAFSA and apply for financial aid with your school
4. Apply for scholarships
5. Don’t buy textbooks unless absolutely necessary, and if you do, be smart about it
6. Learn how to eat on a college student’s budget
7. Make a budget and track your spending
8. Don’t get a credit card unless you can use it responsibly (if you do, don’t apply for more than two because multiple inquiries can hurt your score)
9. Join Netflix instead of renting movies, better yet, watch them online for free (or much cheaper). Even better, rent them at your local library. (Thanks TipDiva)
10. Utilize your school’s gym, computer lab, health clinic and other resources. You already pay for them.
For refinance home mortgage, it is important that you bank thinks your credit card application worthy of it. With the increasing frequency of debt consolidation loans, it is hard to trust one with a creditcard. Also, the bank takes any kind of investment in good regard.
Popularity: 13% [?]
Posted in Money with 8 comments
Since semesters are over one last thing you can do is rate your professors. To help out other students who are going to take your class, let them know about the instructor. (This is also helpful if you still haven’t registered for the spring.)
RateMyProfessors.com and PickAProf.com are two websites that have a huge amount of reviews. While PickAProf isn’t free, it’s much easier to navigate and is only $5. It also has much better features, like grade histories. I’ve left reviews of each of my professors at both websites, with details of their grading/test policies and anything else a future student would like to know in advance.
Evaluations are usually done the last class day before the final and they’re a great way to get the teacher to hear your thoughts about the class. I enjoyed filling out professor evaluations because they actually read them and take most seriously. My mom teaches at a large university in Texas and she gave me some advice to make sure the prof takes me seriously:
- Explain yourself. Don’t be vague and just say “You suck!”
- If things need to be improved, list them and be specific. This is your chance to let them know that the absence policy is too strict.
- They will listen to criticism, if it makes sense and seems appropriate. They’re not going to change a policy without a good reason (having no tests, for example).
- If you aren’t going to say anything constructive or helpful, just don’t fill out the eval. They’d rather get no feedback than someone who isn’t taking it seriously. By being silly, you take away from the weight of student opinions.
- Try to have decent handwriting so they can actually read what you write.
Popularity: 10% [?]
Posted in Misc with 4 comments
I discovered a little known treasure today. FeedYes can make an RSS feed out of any website so you can use this for professors who insist you check their website on a regular basis.
FeedYes is a free service that requires registration. Setting up a feed is very easy, you just input the url address and a feed is created that you can add to any reader. Not all websites will work with this, there has to be so many links, but usually if a professor requires students to check his or her website often, there will a good enough amount of content. I was able to successfully create a feed for my mom’s website (who’s a marketing professor) so now I’ll get know when she updates her site.
Popularity: 8% [?]
Posted in Misc with 5 comments
Myspace and Facebook both have settings to help guard your privacy. For myspace, you can and should set your profile to private, especially if you post any personal information, like your full name, address and phone number. Employers and schools can and do monitor what students post on social networks. Most of this seems like common sense to me, but apparently, it doesn’t to most college students. Guard your privacy. You’ll be surprised to find out what information is out there about you. Keep these basic tips in mind on all social networks, not just Myspace and Facebook.
General tips
- Don’t post personal information (phone number, address, school, job, etc.) on anything public
- Don’t post pictures, bulletins, notes, etc. that show you doing something that is illegal or would otherwise get you kicked out of school/fraternity/clubs
- Don’t become “friends” with someone you don’t know
- Don’t post bulletins threatening someone – police are able to monitor these
Facebook
Facebook has the ability to set a limited profile. Under privacy settings, you can set what your limited profile shows, and you have control over everything from your photos to your friends. Set up a limited profile and add all the people you barely know or only know online to this list. That way they will still be your friend, but don’t have access to very important information about you.
Block the Facebook beacon – Facebook’s new advertising program follows you around the web and makes note of your purchases. You can turn off the mini feed notifications under privacy settings, but the beacon still collects info about your online activity. Learn how to turn this off (Firefox required).
Myspace
The best way to protect privacy with Myspace is to not post personal information and set your profile to private. Don’t add random people as friends. The privacy of Myspace isn’t as flexible as Facebook, but not as many college students use this service as much anymore.
Popularity: 7% [?]
Posted in Misc with 2 comments
Between these three lists, there are 252 things that you should know about college. Most things can apply to just about everyone and most will make you laugh.
What College Viewbooks Don’t Tell You
101 Things I Learned During My Freshman Year of College
Useful Things College Taught Me
Popularity: 7% [?]
Posted in Misc with no comments
Semesters are coming to a close and it’s time to sell the textbooks you’ll no longer need. Some of them you never needed in the first place. I’ve been researching and found a few different websites that are best shots for my books. The offers from these websites were the highest, but it really takes time and effort to find where you’ll get the most money back.
If the prices given at the above websites aren’t high enough for you, or they don’t want your book, try eBay or, go through the Google search results for sell college textbooks.
Usually when people find their perfect domain amongst homes for sale, they do anything to get it, including loan applications to the bank etc. They even apply for a credit card everywhere in order to borrow cash on it. They do not even have the sense to get an insurance quote first and probably don’t even know about free insurance quotes. If they would have known the bad impact of their credit reports on their future, they would stay within their limits.
Popularity: 6% [?]
Posted in Money with 5 comments
That College Kid is a hobby website. It’s not my only, but it is currently my favorite. The purpose of this website is NOT to make money. It’s about the content, the readers and myself. That’s why there’s not ads everywhere. However, I do profit a little. I do have the Text Link Ads InLinks plugin installed on this site, which I think has three or four links throughout the website. I follow a few money-making blogs and know of the different ad systems. I’ve tried sponsored posts before and found one or two per month (between my different sites) is plenty of money for me.
A friend recommend a website called Cash Crate, which I signed up for today. You get paid to complete offers and surveys. Most give you about $1, but there are some (that require a credit card) that pay $10-15. Those offers are the free trials for services like Stamps.com, Netflix and eFax. If you’re a careful person and you can keep track of when the free trial will end and cancel, you won’t be charged for anything. It’s been two days and I’ve made $20 with another $30 pending approval (the websites I completed offers with send notice back to Cash Crate). I’m actually pretty impressed with this service and have been talking to other members who’ve been successfully paid and enjoy the website. If you’re looking for an easy way to make money without a website, Cash Crate is a great place to start.
I’m on the lookout for other survey/offer-completing sites that are similar to Cash Crate and don’t require ridiculous things to get paid. I’ll keep everyone updated.
Usually loans in adult life begin with student loan consolidation. Later there are mortgages, and huge bills on credit cards. The usual debt management solution one comes up with is getting even more loans. Of course, none of this is ever done after going through an insurance quote.
Popularity: 7% [?]
Posted in Money with 2 comments
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