Did you know that, in a Pew Research Center survey taken last March, 67 percent of people between the ages of 18 and 24 said they have a smartphone? Two-thirds of young adults! And that’s not even counting the ones that are using iPads.
That means a whole lot of college students are carrying around mobile devices. But is there any educational value to this technology (other than the ability to Google answers and make your professor think you’re a genius)? Of course! Here are some of the best apps that college students can use to help them study and do better in class.
Taking notes in class can be such a chore, especially when your professor talks like the Micro Machines guy. (YouTube it if the reference is too dated, kids.) The point is, it used to be that your only alternative to taking notes was to record the lecture and play it back later. That’s great, but sometimes you just want to be able to read what was said. Well, now you can, because Dragon Dictation is a free (!) iPhone and iPad app that will record your professor’s lecture and instantly transform what he or she is saying into text. Awesome!
Tired of writing flashcards out by hand or typing and printing them? StudyBlue Flashcards is a free app that works on just about any mobile device (Android and anything Apple), and it boasts lots of benefits that regular flashcards don’t. First off, you can access cards created by other users, so there’s no need to recreate common flashcards that a dozen people have already made for you. Second, you can set the app up so that you get study reminders. And finally, these flashcards actually keep score, so you know how well you’re doing and where to focus your studying efforts.
Much of college is dedicated to working on larger projects, and often that means teaming up with other people. Dropbox makes group work a breeze by allowing you to share documents on the cloud and choose who gets access to what. It’s also nice for when you somehow forgot to turn in that paper and can show your professor that you really are sending it while you’re standing in front of them instead of cheating and adding a few final touches.
Sign up for Dropbox with your student email and get double space!
Okay, obviously not every college student is going to need one of these, but consider this. Before apps, anyone in math, science, or technology-related fields would have to spend at least $50 (and often $100 or more) to get a good graphing calculator. Want to know how much this app featured in Time magazine costs? $1.99. See, sometimes technology really does make things better. Except maybe for Texas Instruments.
For college students who do like to take notes or documenting things, Evernote is essential. It lets you record lectures, jot down information, take photos, store documents, and even “favorite” websites for research purposes. But the best part is that you can keep all of this information in a single, easy to find location so that when you’re studying for your essay on Chaucer or your Bio midterm, you can just access that folder and everything will be there waiting for you. Pretty convenient.
Samuel Clemens is a former educator who spends his time reviewing study materials for students. Click here to view the study guide he recommends for Shakespeare’s Macbeth.
Textbooks are one of the most expensive costs for a college student, especially if you’re going into a major that is heavy on reading. If you’re a broke college student, finding cheap textbooks is a priority. It’s also not hard to do.
Do I need this book?
The first step is to figure out what books you need and how much you actually need them. I haven’t always used my textbooks, which led me to start asking the professor if the book is really needed. Most professors will be honest and tell you how much you need it. Sometimes you can get away with borrowing a classmate’s book if you only need the book a few times.
eBook or real book
Once you know you need a book, decide whether you want to buy a real book or an eBook. The upside to an eBook is obviously price and the downsides are that you have to read it on an electronic device and you can’t resell it at the end of the semester. Depending on your needs, make a decision.
Renting or owning
If you’ve settled on a real book, the next step is to decide if you want to rent or own the book. The upside to renting is it’s cheaper, but the downside is you can’t sell it at the end of the semester. If the book is going to be worthless at the end of the semester and you know this, go with renting. If you can sell it back to Amazon or another online marketplace with a textbook buy back program, own it.
Finding the best price
Throughout your search for a book, you will need to compare textbooks and find the best price…and the Internet is here to help. The easiest way to find cheap college books is to search websites for the ISBN and compare prices. There are tons of websites out there for you to compare prices easily and having the ISBN is the best way to do it.
Many college students struggle with personal finance and have a hard time saving money. On top of that, many banks don’t offer a savings account that is conducive to a college student’s savings plan and budget. To get a decent interest rate, most banks require a large balance in the tens of thousands, which isn’t an easy feat for most students.
Decide on a Savings Plan
Most college students don’t think saving money is important. While it’s true you don’t necessarily have to start saving for retirement while in college (although it definitely helps), you do need a savings account. You need to plan for unexpected events and emergencies. It also helps to save money if something really incredible comes up – like a trip to Europe. Having the financial freedom to join your friends on a vacation is a much better choice than having to beg your parents for the funds.
If you’re saving up for something specific, like a $10,000 car, figure out how much you need to put away per month. If you’re just saving money, put away as much as you can per month. Even small savings can add up over time to large amounts of money. An extra $5 per month over a few years makes a huge difference, especially if you get a good interest rate.
Finding a Bank
The first step is finding a bank that offers what you need. You can start locally by visiting banks and credit unions in your area or you can start online by searching. Credit unions will be more friendly to smaller accounts, but you will be limited by their smaller network. While a large network is more important for checking accounts than savings accounts, this may still matter to you if you live far from home or plan on moving soon.
Choosing the Best Account
Once you find a bank that you think will work best for you, look carefully at their types of savings accounts. You want to find the best savings account for you. Look at minimum deposit amounts, monthly balances and any fees associated with the accounts. U.S. federal law only allows you to withdraw money a maximum of six times per month for an account to be considered a savings account. Most banks will turn your account into a checking account if you go over the withdraw limit, and sometimes they will charge you a fee.
This guest post was written by Brendan Baker, a writer for the Student of Fortune blog. You can also find him on the site’s twitter page: @studentfortune
Like any college student, you’d probably enjoy having a little more money in your pocket. But if you don’t have the time to dedicate to a full or part-time job, what other options do you have? Of course there are online opportunities, but more often than not the job is either a get-rich-quick-scheme or an always dubious work-from-home gig. You’re starting to wonder if there are any easy and reliable ways to make money out there.
Well look no further. Below I’ve listed 3 ways of making money that are simple and legitimate. But as an added bonus, these sites will not only bring you some serious dough, but you’ll be helping students like yourself at the same time.
Ready? Here are 3 great ways to earn money by…
1. Running errands
This is a relatively new concept that is really catching on. One of my favorite sites for this is called TaskRabbit, and the idea is simple: If you have an errand to run but you don’t have the time or energy, why not pay someone else to do it? Users can post just about any kind of task they need completed and others in the area will bid on the opportunity to complete it. The person with the lowest bid (and assuming they have passed a background check), gets the job. From picking up groceries to helping a neighbor move, there is no limit to the different kinds of tasks offered. Look for jobs you can bid on around your campus.
Are you a math whiz? Maybe you’re an expert in Greek architecture. If so, did know you could get paid for your expertise? Homework help sites are a great place to not only get help with math, science or a variety of other subjects, but you can make some pretty good money tutoring people in those subjects too. In fact, one of the highest earners from a site like StudentofFortune.com has made over $280,000 (Click here if you don’t believe me).
3. Taking notes
Ok, so maybe you’re not a math genius, but perhaps you take good notes. Lucky for you, now you can sell your quality work to needy students. All you have to do is upload your notes, specify the class, and then wait for an anxious student to purchase them. This might be a great alternative if you want to make some money but you don’t have a lot of time on your hands. I like Notehall for this.
As you can see, there are lots of legitimate ways to earn cash without breaking a sweat (unless of course your task is to move a piano across town). In all three of my examples, money can be earned without a long application process, with little to no work experience, and all on your time. Best of all, you’re helping students succeed at the same time. Sounds like a no-brainer to me.
Added by That College Kid Sydney
I personally have been using Cash Crate to make money since 2008. You fill out surveys and signup for websites. You will need another email address because you will get bombarded with marketing emails. Cash Crate is a great way to make easy money. I haven’t actually filled out a survey or done an offer since 2008. If you refer people, you get a portion of their earnings and a portion of their referrals’ earnings, too.